FIRE Calculator

Estimate the portfolio needed for financial independence and the timeline to reach it.

FIRE number

UAH 12,000,000

Monthly expenses × 12 ÷ safe withdrawal rate.

Years to FIRE

28 years

Progress to FIRE4.2%

Current portfolio

UAH 500,000

What you already have invested today.

Total contributions

UAH 5,040,000

New money added before reaching the FIRE target.

Growth profit

UAH 6,932,529

Projected portfolio growth from investment returns.

Monthly passive income

UAH 40,000

Estimated monthly spending supported by the withdrawal rate.

Portfolio path

4% Rule — Trinity Study

The classic rule suggests a diversified portfolio can often support annual withdrawals near 4% of the starting balance. Use it as a planning shortcut, not a guarantee.