Calculator directory

All investment tools in one place.

Start with a goal, test assumptions, then inspect a company or strategy before making your next move.

Suggested flow

Step 1

Plan long-term growth with Invest Calc or FIRE.

Step 2

Compare recurring investments with DCA.

Step 3

Check valuation with Fair Price and Stock Analysis.

ICFree

Investment calculator

Estimate future portfolio value from deposits, returns, and time horizon.

Best for seeing how starting capital, contributions, inflation, and growth compound over decades.

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FRFree

FIRE: financial independence

Find the savings rate and timeline that can support financial independence.

Best for estimating your independence target, progress, and years left at a chosen withdrawal rate.

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DCFree

Regular investing (DCA)

Simulate recurring investments and compare market timing outcomes.

Best for testing monthly investing into a ticker using historical prices when available.

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FVFree

Fair Price

Run a beginner-friendly fair value check using fundamentals and assumptions.

Best for turning EPS, growth, discount rate, and margin of safety into a simple buy-price range.

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RDAccount only

Reverse DCF

See what growth assumptions the current price already implies.

Best for checking what EPS growth the market already expects before you trust a bullish story.

Content locked

Reverse DCF

STAccount only

Stock Analysis

Look up a ticker and review key company metrics in one focused view.

Best for a quick company snapshot with fundamentals, profitability, leverage, and a valuation verdict.

Content locked

Stock Analysis

Learning layer

Not sure what the output means?

Open the Academy for short explanations of risk, asset allocation, valuation, DCA and the terms that show up inside the calculators.

Open Academy

Built for beginners

The tools favor simple scenarios and readable assumptions over opaque recommendations.

You control the model

Change every important input and see how the result moves before trusting it.

Data is labeled

When live market data is unavailable, Lucrum tells you instead of pretending.

Quick glossary

Terms you will see

These short definitions reduce the first-click confusion before you open a detailed lesson.

CAGR

Average annual growth rate after compounding.

Present value: future money translated into today's value.

Nominal vs real

Nominal ignores inflation. Real adjusts for purchasing power.

SWR

Safe withdrawal rate used in FIRE planning.